Vehicle Modifications (Mods) List
This list is provided so that you are more informed about what insurers class as a vehicle modification. Please note, this is not an officially endoresed list or a complete list of every mod. A modification is defined by insurers as anything you add to your vehicle after it has been built or to alter the standard manufacturer specification.
- Alloy wheels with locking nuts
- Alloy wheels without locking nuts
- Air filter
- Bucket seats
- Racing seatbelts
- Enhanced carburetor
- Performance Exhaust
- Body Kit
- Spoiler
- Increased engine capacity
- Improved brake system
In some cases, re-sprays, racing or "go faster" stripes and even stickers indicating brand-name stereos are classed as mods by certain insurers. If in doubt, its always best to ask your broker or insurer.
Go back to the Information Centre