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	<title>UK Insurance - multi-quote.com &#187; mods</title>
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	<description>Insurance, Cheap Car Insurance, Motoring and Finance blog</description>
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		<title>Modified Car or Bike, Modified Insurance?</title>
		<link>http://www.multi-quote.com/index.php/modified-car-or-bike-modified-insurance/</link>
		<comments>http://www.multi-quote.com/index.php/modified-car-or-bike-modified-insurance/#comments</comments>
		<pubDate>Sun, 25 Nov 2007 16:49:11 +0000</pubDate>
		<dc:creator>joe.blogs</dc:creator>
				<category><![CDATA[Bike Insurance]]></category>
		<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[mods]]></category>
		<category><![CDATA[mods list]]></category>

		<guid isPermaLink="false">http://www.multi-quote.com/?p=195</guid>
		<description><![CDATA[If you&#8217;ve got a modified or &#8220;modded&#8221; car or bike, you probably already know that finding insurance can be a costly affair. Every vehicle modification must be declared on your insurance policy or an insurer could refuse to pay out in the event of a claim. It can be surprising to find out what insurers [...]]]></description>
			<content:encoded><![CDATA[<p>If you&#8217;ve got a <strong>modified</strong> or <strong>&#8220;modded&#8221;</strong> car or bike, you probably already know that finding insurance can be a costly affair.</p>
<p>Every vehicle modification must be declared on your insurance policy or an insurer could refuse to pay out in the event of a claim.</p>
<p>It can be surprising to find out what insurers class as a <strong>vehicle modification</strong> &#8211; everything from new <strong>performance air filters</strong> to <strong>sports bucket seats </strong>to <strong>alloy wheels</strong>.  In fact, changing anything from the <strong>original manufacturer specifications</strong> is considered a <strong>&#8220;mod&#8221;</strong> and any such change alters your insurance premium.</p>
<p>With some modifications you might think that you should get <strong>cheaper car insurance</strong>.  For example, if you add<br />
<strong>ABS brakes</strong> to your car, the insurance should be cheaper as the car is safer.  Unfortunately insurers don&#8217;t see it this<br />
way!  Their statistics show that any modifications mean a car is more	likely to be involved in an accident or be stolen by thieves.  Not what you would expect by having a safer car&#8230;</p>
<p>If you want cheap modded bike insurance then get a quote from <a title="ebike insurance" href="http://www.e-bikeinsurance.co.uk">eBike Insurance</a>.  They have cheap insurance rates and also a comprehensive list of mods too.</p>
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