He was quoted up to £17,325.54 for cover for 1 year!

This seems a bit steep especially as the Vauxhall Corsa he bought only cost £2,000 meaning he would have to work flat out in a good job all year in order to afford to insure his car – and that doesn’t take into account any running costs…

Although it seems completely insane to charge these premiums, there are a number of factors here:

• 17 to 20 year old male drivers are 10 times more likely to have a serious injury or die while driving than older drivers
• 1 in 5 young drivers has a crash within 6 months of passing their test
• The insurance industry has been hit by rising numbers of claims and fraudulent claims which all increase the base cost of car insurance

So, how do young drivers get cheap car insurance?

In the current economic climate, there are things you can try in order to keep premiums down:

1. Visit comparison sites like Quotezone to get the best deal for your car insurance
2. Complete the pass plus course as there are insurers and brokers who have deals where pass plus acts like having a 1 year no claims bonus or no claims discount.  Again, these factors are taken into consideration by quote comparison sites like Quotezone but you can ring brokers directly if you really need to

So there you have it.  2 ways to reduce the premium paid for your car insurance – hopefully you will have more luck finding cheap car insurance than the poor guy in the story

Our partners have very cheap car insurance prices for drivers who have convictions such as SP30, SP50 and DR10.

In some circumstances, Quotezone is able to provide amazing rates for those with IN10, TT99, DD40 and CD10 convictions.

If you have a bad driving history then there are definitely UK insurance companies and insurers who want your business, you just have to know where to look.  Many companies have special schemes to allow them to cover a number of convictions so give Quotezone a try and see if you can benefit from cheap convicted driver insurance today.

There are a few cited reasons for the price rises such as increased cost of claims and injury settlements.  Drivers and passengers are now claiming for minor injuries such as mild whiplash and winning their cases, meaning insurers need to pay out a lot more than in the past.  This is being heavily encouraged by TV advertisements by lawyers and solicitors and people are using it as a way to generate extra cash during the current credit crisis.

The winter has been particularly bad and crashes and accidents are up by around 30%, another factor thats causing higher prices.   Years of high commission payments to the big price comparison sites (aggregators) have also taken their toll and caused a double whammy, high cost of aquisition of customers and a dwindling renewals book as drivers are encouraged to switch every year to gain the latest new customer discount.

Despite this, it still makes sense to compare your insurance prices online and use a service like Quotezone to get the best deal for you.  Remember, prices are up across the whole market and so you’ll probably need to pay more for the same cover or switch to a cheaper cover such as moving from Comprehensive to Third Party Fire & Theft (TPFT).

Good luck in finding your bargain out there!

Get the Aviva deal – 12 months car insurance for the price of 10

Looking for a great deal on your car insurance? If you buy your car insurance direct from Aviva, they are currently offering 12 months car insurance for the price of 10*. Whether you’re looking for comprehensive or third party fire & theft cover, all new customers with four or more years’ no claims discount will qualify.

Don’t have 4 years no claims discount? Aviva still have a deal for you -you can benefit from up to 15% online discount!

Cutting costs couldn’t be easier and you won’t be compromising on quality either, as Aviva car insurance offer many benefits. Here are just some of the service features you can look forward to:

• Up to 70% no claims discount^
• 5% discount on each additional car you insure
• Approved repairer network across UK – with 3 year guarantee
• Great deals for more experienced drivers
• Great deals for couples who live together
• Lower premiums for those who drive fewer miles
• Free 24/7 claims helpline

Get a quote today and get the Aviva deal

* Available to new customers who have been claim free for 4 years or more on their existing car insurance. Proof of renewal terms needed (or proof of claim free status needed). Excludes any additional covers. A minimum premium applies. Offer is available for a limited period and may be withdrawn at any time.

^Does not apply to the administration costs or any optional covers that you might choose to include.

Please note this offer has now finished

Specifically targetting young drivers, the campaign is aimed at taking dangerous drivers off the roads to make our streets safer. Police sources and statistics show that about 1 in 20 drivers (5%) drive without valid insurance and this figure includes a disproportionally high number of young drivers.

Uninsured drivers usually commit other road offences such as driving without road tax, a valid MOT and are more likely to be caught speeding or involved in an accident.

As uninsured drivers add around £30 onto the average motorist’s annual insurance premium, the police are urging the public to come forward if they suspect or know of anyone driving around without the correct documentation.

Please ensure you have valid and correct documentation to avoid adding to these statistics.

Remember, use Quotezone to get the cheapest insurance for your vehicle!

Although used tyres can be picked up at bargain prices, recent research shows that these savings could be a false economy. 20 tyres were bought from an online auction house and tested for roadworthiness. The results are not good news for anyone looking for cheap car insurance.

None of the tyres (0 out of 20) passed all the required safety measurements! Two even had less tread than the minimum level by law. This is particularly distressing as getting stopped by the police with such tyres will leave you with a fine,
points on your license and probably a driving conviction. All convictions must be disclosed when purchasing
insurance and they definitely cause an increase in your renewal premium.

Worse still, bald tyres will reduce the grip your car has on the road and increase the likelyhood of you having or
causing and accident. Not only costly but potentially fatal.

It seems that although its tempting to make a good saving on tyres bought on the Internet, be very careful what you
are buying and where possible use authorised stockists and dealers. The savings made on second rate tyres could be
completely wasted through higher insurance premiums.

Speaking of car insurance, if you want a fast cheap quote online, use Quotezone.  They have a fast and easy to use site that gets you prices you want.

Every vehicle modification must be declared on your insurance policy or an insurer could refuse to pay out in the event of a claim.

It can be surprising to find out what insurers class as a vehicle modification – everything from new performance air filters to sports bucket seats to alloy wheels. In fact, changing anything from the original manufacturer specifications is considered a “mod” and any such change alters your insurance premium.

With some modifications you might think that you should get cheaper car insurance. For example, if you add
ABS brakes to your car, the insurance should be cheaper as the car is safer. Unfortunately insurers don’t see it this
way! Their statistics show that any modifications mean a car is more likely to be involved in an accident or be stolen by thieves. Not what you would expect by having a safer car…

If you want cheap modded bike insurance then get a quote from eBike Insurance.  They have cheap insurance rates and also a comprehensive list of mods too.

Insurers usually offer discounted prices to women as the statistics are highly stacked in their favour. Of all drivers, only 15% of the serious incidents on British roads are caused by women, meaning 85% of offences are committed by male drivers. Great odds if you are a lady!

Quotezone offers brilliant deals for women drivers on their price comparison site!

The final date for EU member state compliance with The Gender Directive is the 21st of December 2007. As well as cementing permanent low car insurance prices for women there are many other stipulations; the right for equal treatment in mortgage applications for pregnant women and the right for part time workers to obtain loans are a few sample rulings from the directive.

Remember, women drivers need to take advantage of this situation by visiting Quotezone for cheap car insurance!