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Summer Holiday Travel Insurance May 27, 2009 1 Comment

Holiday Travel Insurance

Its that time of year when I need to think about summer holidays and travel insurance.  Here at multi-quote.com, we’ve been busy working behind the scenes so we’ve not got round to adding a travel insurance comparison site yet.  Its a shame as its always prudent to compare prices before you buy.

In absence of any other links try this cheap travel insurance link.

I’ve been looking around for places to go so if anyone has any great ideas for places to visit in Europe then add a comment to this post. I’ve had a look around at the Canary Islands, this post about Callao Salvaje (Tenerife) was helpful but I need to look some more first. Perhaps I’ll grab a late break.

Anyway, interesting as this is, there is not much about insurance so basically, get a cheap travel insurance policy here.

5 months on and all’s well? April 20, 2009 No Comments

I’ve been away on other projects for a few months now so its about time for more blogs and updates.

Since my last post interest rates have dropped to near zero, petrol prices have fallen and look to be on the rise again and we could be 6 weeks away from a general election.  Labour seems to have finally been caught out on sleaze and expense rows possibly signalling the end of an era for Gordon Brown and party.

All in all its exciting but slightly worrying times.  The economy stands on a knife edge, finely balanced between green shoots of growth and bankruptcy and failure.

Its going to be an interesting few months which will be vitally important to the future success of our great nation.

Baby Car Seats Cover – Car Insurance Policy Benefits November 26, 2008 1 Comment

This is the first in a series of posts looking at the benefits offered by UK car insurance companies.  Today we will look at Child and Baby Car Seats cover.

my baby supermarket icoo C-Care Plus Car Seat Rebel Princess

Most UK car insurance providers  now compete on much more than price.  With the ascent of insurance price comparison sites, or “aggregators” as they are known in the industry, many car insurance brokers now feel that it is not enough to simply be the cheapest.  Policy benefits are now a big part of the decision when choosing to buy your car insurance policy.

The following is an extract from the Norwich Union site which details this particular policy benefit:

  • Did you know that if your car has been in an accident – even if there is no visible damage – it is possible that your child car seat could be weakened so that it will not provide the same level of protection in a further accident?
  • The Royal Society for the Prevention of Accidents (ROSPA) recommends that all child car seats should be replaced following an accident. That’s why we’ll [Norwich Union] provide child car seat cover as standard with our fully comprehensive motor insurance polices. We’ll [Norwich Union] replace your child car seat up to the value of £100 following an accident or theft – even if it looks undamaged.

Many other top UK insurers and brokers now have similar terms in there fully comprehensive car insurance policies.  The £100 limit is enough to cover most baby car seats on the market. In fact, prices on My Baby Supermarket range from £34.95 to just under £80 so the level of cover is right as well.

Petrol Prices Slide – Save Even more in the Credit Crunch November 21, 2008 No Comments

Petrol prices have fallen rapidly on the back of a record decline in the price of crude oil.  In some UK filling stations it now costs just 90p per litre, down from highs of around £1.20 just three months ago.  The savings can continue if you pay attention to the AA‘s Eco-Driving article for van drivers.  Here is a list of the top 7 recommendations for cheap motoring which should help all you van insurance customers out there.

  1. Check your tyre pressure – Under inflated tyres create more resistance and use more fuel for your journey
  2. Reduce unnecessary weight – Don’t carry around more tools than you need for the job, especially for jobs that are further away.  The extra weight means you need more fuel to maintain your speed
  3. Don’t get lost – Plan your route to any job or delivery in an unfamiliar area or purchase a sat nav.  Any time spent driving around looking for your destination is a complete waste of fuel (and your time)
  4. Switch off the air con – Keep the use of your air con to a minimum whilst you are in the van.  Any air con unit will use fuel to keep it running
  5. Easy on the gas – Drive smoothly, accelerate gently and read the road ahead to avoid unnecessary braking
  6. Keep it rolling – By keeping your van moving it will take less fuel to get back up to speed than to go from a standing start.  You can do this by increasing the distance between you and the vehicle in front and use the distance to naturally slow down.
  7. Stick to the speed limits – Drive at or within the speed limit – the faster you go the greater the fuel consumption and the greater the pollution too. According to the Department for Transport driving at 70mph uses up to 9% more fuel than at 60mph and up to 15% more than at 50mph. Cruising at 80mph can use up to 25% more fuel than at 70mph.  It’s also a good idea as you will definitely not have to pay any speeding fines!

Sticking to the above suggestions can seriously improve your motoring costs in the tough financial climate.  One other great way to save on your motoring is to compare cheap van insurance with an online price comparison service.  You could save up to £200 on your renewal just in time for Christmas which will come in handy for the festive season.

Van Drivers Warned about Keys as Van Theft Increases October 27, 2008 No Comments

Police have issued a warning to van insurance customers after a number of recent thefts in Nottinghamshire and the surrounding area.  Motorists have been told to keep their keys on them at all times as opportunistic theives have targeted delivery drivers in the area.

Delivery drivers often leave the keys in the ignition to save time starting up the engine and to prevent the battery from going flat.  Other van drivers leave keys in their coat pocket or elsewhere around the van in easy reach of criminals.  Quick thinking theives are jumping into the drivers seat, escaping with the van and any cargo on board.

The theft of a van can spell trouble for any business through possible downtime while the van is replaced.  There may be further misery as insurers can class this as negligence on the part of the driver and invalidate the policy.  This means that there will be no payout so the stolen van and any goods or tools must be replaced from other sources of income, a chilling prospect in the current economic climate.

If you’ve been a victim of van theft in the past you can still get very cheap van insurance quotes through an online comparison service such as Quotezone

No More SP30 Convctions for Van Insurance Customers in Swindon October 24, 2008 No Comments

There was good news this week for van insurance customers in Swindon after the council decided to remove all its fixed speeding cameras.  The landmark move came after the Tory council voted to axe the cameras when they refused to pay the £320,000 per year maintenance costs.

The move has been equally criticised and praised by various different organiations around the UK.  Road safety campaigners are worried that the lack of any fixed speed cameras will allow the local boy racers in suped up Honda cars and other hot hatches a free reign around the Swindon town area.  They have also pointed out that cameras are there to save lives and this would be “a very dangerous experiment with people’s lives.”

On the other side, the AA has stated that they will support the move if the council follows up with its plan to replace the GATSO cameras with more police patrols, sleeping policemen and interactive signs.

The manager of one local car rental firms had this to say:
“There are loads of boy racers in Swindon. You always see them in the McDonald’s car parks. Fifty per cent of my customers have at least one SP30 speeding conviction.”

Although the council have voted to scrap the cameras, they do not have the powers needed to actually remove them.  From April 2009 the council will stop paying for the upkeep and the other members in the partnership, the police, Wiltshire County Council and the Highways Agency must cover the cost.  A spokesperson for Swindon borough council said that “If the partnership wanted to pay for fixed cameras to continue, they could do so.”  It would be an interesting situation if the cameras were maintained by the other members and could cause other local councils to follow suit with similar decisions.

If you need cheap van insurance and have an SP30 conviction, use a specialist quote comparison service such as Quotezone to save money on your next van insurance renewal.

Basic Checks could Help Van through MOT October 13, 2008 No Comments

Van insurance customers who endure increased road costs by failing their MOT have been told that carrying out some basic preparation before an MOT can improve their chances of a first time pass.

Many van drivers are stepping up their search for cheap van insurance as a way of combating high road prices, including fuel and road tax, however, according to specialists, extra money could be saved by carrying out checks to allow a van to pass its MOT first time.

One  industry insider said:

“Something as simple as revving the engine before parking up for an MOT or adding injector cleaner to the fuel can be enough to help ensure a vehicle passes the MOT Emissions test – it’s things like this that motorists can overlook.”

According to the Vehicle and Operator Service Agency, one in three vehicles fail to pass their average MOT first time so its worth brushing up on the basics to keep your driving costs down.

Hopefully you will pass your MOT first time with flying colours.  Next, compare cheap van insurance quotes online using a brilliant new price comparison site like Quotezone.

Van Insurance Customers Feel more in Control when using Sat Nav October 3, 2008 No Comments

Satellite navigation (sat nav) devices help van drivers to feel “more in control”, it has been claimed.  Top sat nav manufacturer TomTom claim that usage of these devices is extensive and brings many benefits.

Van insurance customers feel less stressed as they are more in control of their journey and they are able to spend more time concentrating on their surroundings.  Motorists using sat navs are therefore safer on our roads which benefits all drivers.  Over time this will create more cheap van insurance prices through reductions in claims and costs to UK insurance brokers and providers.

There are also environmental benefits as drivers using sat nav technology drive the best route to their destinations and do not get lost as often which means that they drive less miles overall.

If you are looking for ways to get cheap van insurance quotes, buy a sat nav then compare quotes and prices online by using a price comparison service like Quotezone.

Fuel Prices Set to Fall – Pay Less at the Pump September 22, 2008 No Comments

The price of crude oil has now fallen below the $100 per barrel mark which means drivers could be inline for drop in their outgoings. The price of oil has been slowly falling over the last month and will soon prompt fuel retailers to drop their prices on the forecourts. We could see another round of competetive cuts from big supermarkets such as Tesco and Asda.

This news comes at a good time as the world is recovering from the recent disasters in banking and financial markets. This should leave regular people with more spare cash and will give rise to a sort of “feel good” factor when they see any reduction in their monthly out goings and could play a part in restoring faith in the economy.

Insurance quotes need not be another burden on your finances as you can get cheap van insurance quotes online and compare car insurance quotes through an online price comparison service such as Quotezone

Van Insurance Sales Down in August September 11, 2008 No Comments

Van sales at auction events are down around 17% compared with figures from last year. EurotaxGlass’s has noted that although there were good turnouts for the events, older diesel vans are no longer wanted by van insurance customers. It seems that the high performance vans are still in demand but van drivers have realised that they can get up-market vans at knock-down second hand prices.

George Alexander, editor of Glass’s Guide to used Commercial Vehicles, noted that people seeking to “off-load” stock through auctions may have found the limited activity disappointed.

Most buyers are targeting the nicest stock, and things could have been a lot worse if it were not for these better vans performing well,” Mr. Alexander explained.

According the latest data, van registrations were down 16.7 per cent for the month, bringing the total for the year so far to 332,867.

So it looks like good news all round for anyone needing cheap van insurance. You can get a bargain on a second hand van and more van insurance price comparison sites are now available which means you will get a better deal through the increased competition.

Use a price comparison service like Quotezone to get the best cheap van insurance rate for your van.