Conviction Codes – Causing or Permitting January 1, 2010 No Comments

Conviction Codes & Penalty Points

Use Quotezone to compare cheap convicted driver insuranceBelow is a table showing all the current conviction codes and penalty points associated with each endorsement. These codes and point are for “causing or permitting” endorsements.  Visit the price comparison site Quotezone if you are looking for convicted driver insurance.  All the conviction codes for endorsements titled “causing or permitting” end with 4.

For example, causing or permitting an AC10 means you will get a AC14 on your licence.  Causing or permitting an SP30 means you will get an SP34 on your licence.

There is another separate post on this site if you want information on the standard conviction codes and points.

Conviction
Code
Penalty
Points
Offence
AC14 5 – 10 Causing or permitting failing to stop after an accident
AC24 5 – 10 Causing or permitting failing to give particulars or to report an accident within 24 hours
AC34 4 – 9 Causing or permitting undefined accident offences
BA14 6 Causing or permitting driving while disqualified by order of court
BA34 6 Causing or permitting attempting to drive while disqualified by order of court
CD14 3 – 9 Causing or permitting driving without due care and attention
CD24 3 – 9 Causing or permitting driving without reasonable consideration for other road users
CD34 3 – 9 Causing or permitting driving without due care and attention or without reasonable consideration for other road users
CD44 3 – 11 Causing or permitting causing death through careless driving when unfit through drink
CD54 3 – 11 Causing or permitting causing death by careless driving when unfit through drugs
CD64 3 – 11 Causing or permitting causing death by careless driving with alcohol level above the limit
CD74 3 – 11 Causing or permitting causing death by careless driving then failing to supply a specimen for analysis
CU14 3 Causing or permitting using a vehicle with defective brakes
CU24 3 Causing or permitting causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition
CU34 3 Causing or permitting using a vehicle with defective tyre(s)
CU44 3 Causing or permitting using a vehicle with defective steering
CU54 3 Causing or permitting causing or likely to cause danger by reason of load or passengers
CU84 3 Causing or permitting using a mobile phone while driving a motor vehicle
DD44 3 – 11 Causing or permitting dangerous driving
DD64 3 – 11 Causing or permitting manslaughter or culpable homicide while driving a vehicle
DD84 3 – 11 Causing or permitting causing death by dangerous driving
DD94 3 – 9 Causing or permitting furious driving
DR14 3 – 11 Causing or permitting driving or attempting to drive with alcohol level above limit
DR24 3 – 11 Causing or permitting driving or attempting to drive while unfit through drink
DR34 3 – 11 Causing or permitting driving or attempting to drive then failing to supply a specimen for analysis
DR44 10 Causing or permitting in charge of a vehicle while alcohol level above limit
DR54 10 Causing or permitting in charge of a vehicle while unfit through drink
DR64 10 Causing or permitting failure to provide a specimen for analysis in circumstances other than driving or attempting to drive
DR74 4 Causing or permitting failing to provide specimen for breath test
DR84 3 – 11 Causing or permitting driving or attempting to drive when unfit through drugs
DR94 10 Causing or permitting in charge of a vehicle when unfit through drugs
IN14 6 – 8 Causing or permitting using a vehicle uninsured against third party risks.
LC24 3 – 6 Causing or permitting driving otherwise than in accordance with a licence
LC34 3 – 6 Causing or permitting driving after making a false declaration about fitness when applying for a licence
LC44 3 – 6 Causing or permitting driving a vehicle having failed to notify a disability
LC54 3 – 6 Causing or permitting driving after a licence has been revoked or refused on medical grounds
MS14 3 Causing or permitting leaving a vehicle in a dangerous position
MS24 3 Causing or permitting unlawful pillion riding
MS34 2 Causing or permitting play street offences
MS54 3 – 11 Causing or permitting motor racing on the highway
MS64 As Appropriate Causing or permitting offences not covered by other codes
MS74 3 Causing or permitting driving with uncorrected defective eyesight
MS84 3 Causing or permitting refusing to submit to an eyesight test
MS94 6 Causing or permitting failure to give information as to identity of driver etc
MW14 3 Causing or permitting contravention of special roads regulations (excluding speed limits)
PC14 3 Causing or permitting undefined contravention of pedestrian crossing regulations
PC24 3 Causing or permitting contravention of pedestrian crossing regulations with moving vehicle
PC34 3 Causing or permitting contravention of pedestrian crossing regulations with stationary vehicle
SP14 3 – 6 Causing or permitting exceeding goods vehicle speed limits
SP24 3 – 6 Causing or permitting exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)
SP34 3 – 6 Causing or permitting exceeding statutory speed limit on a public road
SP44 3 – 6 Causing or permitting exceeding passenger vehicle speed limit
SP54 3 – 6 Causing or permitting exceeding speed limit on a motorway
TS14 3 Causing or permitting failing to comply with traffic light signals
TS24 3 Causing or permitting failing to comply with double white lines
TS34 3 Causing or permitting failing to comply with ‘Stop’ sign
TS44 3 Causing or permitting failing to comply with direction of a constable/warden
TS54 3 Causing or permitting failing to comply with traffic sign (excluding ’stop’ signs, traffic lights or double white lines)
TS64 3 Causing or permitting failing to comply with a school crossing patrol sign
TS74 3 Causing or permitting undefined failure to comply with a traffic direction sign
UT54 3 – 11 Causing or permitting aggravated taking of a vehicle

Remember, visit Quotezone if you want convicted driver insurance for any “causing or permitting” endorsements at very cheap rates.

Happy 2010 Everyone! No Comments

Great news, 2010 is now here :)

2010 should be the year when the world finally pulls out of recession and all the major economies register some serious positive growth.  The expected house price increases may bring a rise in interest rates or perhaps a bit of inflation but overall we should all end up much better off by this time next year.

Have a great weekend, its back to work on Monday ;)

If you like twitter then today is a New Years Day #followfriday so make the most of it, that won’t happen again for a few years.

Conviction Codes December 31, 2009 No Comments

Conviction Codes & Penalty Points

Use Quotezone to compare cheap convicted driver insuranceBelow is a table showing all the current conviction codes and penalty points associated with each endorsement.  Visit the price comparison site Quotezone if you are looking for convicted driver insurance.

Conviction
Code
Penalty
Points
Offence
AC10 5 – 10 Failing to stop after an accident
AC20 5 – 10 Failing to give particulars or to report an accident within 24 hours
AC30 4 – 9 Undefined accident offences
BA10 6 Driving while disqualified by order of court
BA30 6 Attempting to drive while disqualified by order of court
CD10 3 – 9 Driving without due care and attention
CD20 3 – 9 Driving without reasonable consideration for other road users
CD30 3 – 9 Driving without due care and attention or without reasonable consideration for other road users
CD40 3 – 11 Causing death through careless driving when unfit through drink
CD50 3 – 11 Causing death by careless driving when unfit through drugs
CD60 3 – 11 Causing death by careless driving with alcohol level above the limit
CD70 3 – 11 Causing death by careless driving then failing to supply a specimen for analysis
CU10 3 Using a vehicle with defective brakes
CU20 3 Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition
CU30 3 Using a vehicle with defective tyre(s)
CU40 3 Using a vehicle with defective steering
CU50 3 Causing or likely to cause danger by reason of load or passengers
CU80 3 Using a mobile phone while driving a motor vehicle
DD40 3 – 11 Dangerous driving
DD60 3 – 11 Manslaughter or culpable homicide while driving a vehicle
DD80 3 – 11 Causing death by dangerous driving
DD90 3 – 9 Furious driving
DR10 3 – 11 Driving or attempting to drive with alcohol level above limit
DR20 3 – 11 Driving or attempting to drive while unfit through drink
DR30 3 – 11 Driving or attempting to drive then failing to supply a specimen for analysis
DR40 10 In charge of a vehicle while alcohol level above limit
DR50 10 In charge of a vehicle while unfit through drink
DR60 10 Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive
DR70 4 Failing to provide specimen for breath test
DR80 3 – 11 Driving or attempting to drive when unfit through drugs
DR90 10 In charge of a vehicle when unfit through drugs
IN10 6 – 8 Using a vehicle uninsured against third party risks.
LC20 3 – 6 Driving otherwise than in accordance with a licence
LC30 3 – 6 Driving after making a false declaration about fitness when applying for a licence
LC40 3 – 6 Driving a vehicle having failed to notify a disability
LC50 3 – 6 Driving after a licence has been revoked or refused on medical grounds
MS10 3 Leaving a vehicle in a dangerous position
MS20 3 Unlawful pillion riding
MS30 2 Play street offences
MS50 3 – 11 Motor racing on the highway
MS60 As Appropriate Offences not covered by other codes
MS70 3 Driving with uncorrected defective eyesight
MS80 3 Refusing to submit to an eyesight test
MS90 6 Failure to give information as to identity of driver etc
MW10 3 Contravention of special roads regulations (excluding speed limits)
PC10 3 Undefined contravention of pedestrian crossing regulations
PC20 3 Contravention of pedestrian crossing regulations with moving vehicle
PC30 3 Contravention of pedestrian crossing regulations with stationary vehicle
SP10 3 – 6 Exceeding goods vehicle speed limits
SP20 3 – 6 Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)
SP30 3 – 6 Exceeding statutory speed limit on a public road
SP40 3 – 6 Exceeding passenger vehicle speed limit
SP50 3 – 6 Exceeding speed limit on a motorway
TS10 3 Failing to comply with traffic light signals
TS20 3 Failing to comply with double white lines
TS30 3 Failing to comply with ‘Stop’ sign
TS40 3 Failing to comply with direction of a constable/warden
TS50 3 Failing to comply with traffic sign (excluding ’stop’ signs, traffic lights or double white lines)
TS60 3 Failing to comply with a school crossing patrol sign
TS70 3 Undefined failure to comply with a traffic direction sign
TT99 N/A To signify a disqualification under ‘totting – up’ procedure. If the total of penalty points reaches 12 or more within three years, the driver is liable to be disqualified
UT50 3 – 11 Aggravated taking of a vehicle

Remember, visit Quotezone if you want convicted driver insurance at very cheap rates.

Happy New Year December 30, 2009 No Comments

Happy New Year to all!

From all the staff at multi-quote.com :)

Travel Insurance and the European Health Insurance Card June 25, 2009 1 Comment

Travel Insurance and the European Health Insurance Card

If you are off some where nice like the Athena Royal Beach Hotel this year for your summer holiday then don’t forget to get the right travel insurance cover and your European Health Insurance Card.  Most UK insurance companies will void your cover if you make a claim without one of these cards in place so its vital that you get this done a few weeks before you go abroad.  Its free to get one so use the link above to apply today just in case you are unfortunate and need to make a claim abroad.

There are loads of great places to get your travel insurance and lots of different types of cover available.  If you are thinking about going on another trip this year then it probably makes sense to buy an annual policy so that you don’t need to buy a second insurance policy later in the year.

Don’t forget to pick the right amounts for your valuables and contents cover, its easy to under estimate the true worth of your items and things like wedding rings might slip your mind.  If you have a problem abroad its much easier to claim for items that you have specified upfront when buying your travel insurance policy.

Finally, if you do buy a policy and you are going to Cyprus or another hot country, you probably don’t need winter sports cover so make sure you exclude that from your travel insurance policy.

Well thats the insurance bit out of the way, remember the 3 rules:

  1. Get your european health insurance card
  2. Get the right travel insurance policy for your trip
  3. Have a great time :)

Server Moves Upgrades June 12, 2009 No Comments

The IT guys have told me that there is some technical reason that we need to move servers or IPs or something like that.

For that reason our servers may be offline during the weekend of 13th and 14th June 2009 but the disruption should be all cleared up by Tuesday 16th June 2009 at the latest.

Summer Holiday Travel Insurance May 27, 2009 1 Comment

Holiday Travel Insurance

Its that time of year when I need to think about summer holidays and travel insurance.  Here at multi-quote.com, we’ve been busy working behind the scenes so we’ve not got round to adding a travel insurance comparison site yet.  Its a shame as its always prudent to compare prices before you buy.

In absence of any other links try this cheap travel insurance link.

I’ve been looking around for places to go so if anyone has any great ideas for places to visit in Europe then add a comment to this post. I’ve had a look around at the Canary Islands, this post about Callao Salvaje (Tenerife) was helpful but I need to look some more first. Perhaps I’ll grab a late break.

Anyway, interesting as this is, there is not much about insurance so basically, get a cheap travel insurance policy here.

5 months on and all’s well? April 20, 2009 No Comments

I’ve been away on other projects for a few months now so its about time for more blogs and updates.

Since my last post interest rates have dropped to near zero, petrol prices have fallen and look to be on the rise again and we could be 6 weeks away from a general election.  Labour seems to have finally been caught out on sleaze and expense rows possibly signalling the end of an era for Gordon Brown and party.

All in all its exciting but slightly worrying times.  The economy stands on a knife edge, finely balanced between green shoots of growth and bankruptcy and failure.

Its going to be an interesting few months which will be vitally important to the future success of our great nation.

Baby Car Seats Cover – Car Insurance Policy Benefits November 26, 2008 1 Comment

This is the first in a series of posts looking at the benefits offered by UK car insurance companies.  Today we will look at Child and Baby Car Seats cover.

my baby supermarket icoo C-Care Plus Car Seat Rebel Princess

Most UK car insurance providers  now compete on much more than price.  With the ascent of insurance price comparison sites, or “aggregators” as they are known in the industry, many car insurance brokers now feel that it is not enough to simply be the cheapest.  Policy benefits are now a big part of the decision when choosing to buy your car insurance policy.

The following is an extract from the Norwich Union site which details this particular policy benefit:

  • Did you know that if your car has been in an accident – even if there is no visible damage – it is possible that your child car seat could be weakened so that it will not provide the same level of protection in a further accident?
  • The Royal Society for the Prevention of Accidents (ROSPA) recommends that all child car seats should be replaced following an accident. That’s why we’ll [Norwich Union] provide child car seat cover as standard with our fully comprehensive motor insurance polices. We’ll [Norwich Union] replace your child car seat up to the value of £100 following an accident or theft – even if it looks undamaged.

Many other top UK insurers and brokers now have similar terms in there fully comprehensive car insurance policies.  The £100 limit is enough to cover most baby car seats on the market. In fact, prices on My Baby Supermarket range from £34.95 to just under £80 so the level of cover is right as well.

Petrol Prices Slide – Save Even more in the Credit Crunch November 21, 2008 No Comments

Petrol prices have fallen rapidly on the back of a record decline in the price of crude oil.  In some UK filling stations it now costs just 90p per litre, down from highs of around £1.20 just three months ago.  The savings can continue if you pay attention to the AA’s Eco-Driving article for van drivers.  Here is a list of the top 7 recommendations for cheap motoring which should help all you van insurance customers out there.

  1. Check your tyre pressure – Under inflated tyres create more resistance and use more fuel for your journey
  2. Reduce unnecessary weight – Don’t carry around more tools than you need for the job, especially for jobs that are further away.  The extra weight means you need more fuel to maintain your speed
  3. Don’t get lost – Plan your route to any job or delivery in an unfamiliar area or purchase a sat nav.  Any time spent driving around looking for your destination is a complete waste of fuel (and your time)
  4. Switch off the air con – Keep the use of your air con to a minimum whilst you are in the van.  Any air con unit will use fuel to keep it running
  5. Easy on the gas – Drive smoothly, accelerate gently and read the road ahead to avoid unnecessary braking
  6. Keep it rolling – By keeping your van moving it will take less fuel to get back up to speed than to go from a standing start.  You can do this by increasing the distance between you and the vehicle in front and use the distance to naturally slow down.
  7. Stick to the speed limits – Drive at or within the speed limit – the faster you go the greater the fuel consumption and the greater the pollution too. According to the Department for Transport driving at 70mph uses up to 9% more fuel than at 60mph and up to 15% more than at 50mph. Cruising at 80mph can use up to 25% more fuel than at 70mph.  It’s also a good idea as you will definitely not have to pay any speeding fines!

Sticking to the above suggestions can seriously improve your motoring costs in the tough financial climate.  One other great way to save on your motoring is to compare cheap van insurance with an online price comparison service.  You could save up to £200 on your renewal just in time for Christmas which will come in handy for the festive season.