Most UK car insurance providers  now compete on much more than price.  With the ascent of insurance price comparison sites, or “aggregators” as they are known in the industry, many car insurance brokers now feel that it is not enough to simply be the cheapest.  Policy benefits are now a big part of the decision when choosing to buy your car insurance policy.

The following is an extract from the Norwich Union site which details this particular policy benefit:

• Did you know that if your car has been in an accident – even if there is no visible damage – it is possible that your child car seat could be weakened so that it will not provide the same level of protection in a further accident?
• The Royal Society for the Prevention of Accidents (ROSPA) recommends that all child car seats should be replaced following an accident. That’s why we’ll [Norwich Union] provide child car seat cover as standard with our fully comprehensive motor insurance polices. We’ll [Norwich Union] replace your child car seat up to the value of £100 following an accident or theft – even if it looks undamaged.

Many other top UK insurers and brokers now have similar terms in there fully comprehensive car insurance policies.  The £100 limit is enough to cover most baby car seats on the market. In fact, prices on My Baby Supermarket range from £34.95 to just under £80 so the level of cover is right as well.