UK Insurance NewsIf you have an LC20 conviction it can be difficult to find cheap car insurance. An LC20 endorsement is defined as “Driving otherwise than in accordance with a licence.” This conviction is usually received for driving a car whilst on a provisional licence without an elligible adult driver present at the time of the offence. [...]
Norwich Union has announced that it has stopped offering pay as you drive car insurance policies. NU has been trading in PAYD policies for about 2 years and it seems that lack of interest is the reason for the cancellation. Norwich Union originally predicted around 100,000 motorists would take up the offering but although no [...]
Police forces across the country have been spot checking young drivers to make sure that they have the correct paperwork and documentation. Its a common misconception that if you are insured on a comprehensive policy you are allowed to drive other cars using third party only insurance. This benefit is only available from a few [...]
We’ve all heard the phrase “brown is the new black” but apply this to car, bike and van insurance and it becomes “TS10 is the new SP30.” What this really means is that there has been a big increase in the number of quotes where drivers have a TS10 conviction according to a respected insurance [...]
If you have a less than perfect driving history then its likely that you’ll find it hard to get cheap car insurance. Many drivers with IN10 and LC20 convictions are faced with the problem of ringing around specialist brokers, spending lots of time on the phone and sometimes getting ripped off or even worse, refused insurance. [...]
Most insurers define young drivers as “anyone under the age of 30.” Recently I have seen an increase in reports that premiums are being raised by as much as 50 to 60% at renewal time if there is a driver under the age of 25 as a named driver on the policy. I’ve heard rumours [...]
I recently read a post on Moneysupermarket.com whereby micky20 posted that after his daughter passed her test, Quinn Direct asked for an extra £278. He had reported the change in circumstance to Quinn expecting the premium to go down but was surprised when he was asked for extra money. It seems that Quinn are within [...]
If you’ve got a modified or “modded” car or bike, you probably already know that finding insurance can be a costly affair. Every vehicle modification must be declared on your insurance policy or an insurer could refuse to pay out in the event of a claim. It can be surprising to find out what insurers [...]
In January 2005, The EU Gender Directive (a European Union proposal) threatened to end cheap car insurance for women. A last minute deal between European ministers and the Insurance Industry allowed insurers to continue to give massive discounts to women.